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An appraisal may or may not be required, depending on the NADA book value of the home and the amount you plan to finance. An inspection is always required on every Utah mobile home financing loan. An inspection will give the overall condition of the home, and additional options of the mobile home, such as decking, awnings, garages, etc. If we have enough value booking the home out using the inspection, an appraisal is not required.
Headquartered in Las Vegas, Nevada, JCF Lending Group specializes in the financing and refinancing of mobile, modular and manufactured home mortgages in all counties throughout the State of Utah. JCF is recognized as the first lender and/or originator to provide refinance loans for manufactured home owners living in mobile home parks and leased lot manufactured home communities in the Western United States. We offer the lowest Utah mobile home financing rates possible, to meet the need of Utah homeowners.
MOBILE HOME FINANCING
Honest transparency – We help you understand the mobile home loan process so you can determine the best financing option for you and your family. Unfortunately, due to Fair Lending Practices, all consumers, based on their credit worthiness and the home they wish to purchase are given the same rate and applicable fees. JCF Lending Group offers the lowest rate & fee combination in the industry. This could not be accomplished by adding thousands of dollars to your new Utah mortgage to pay commissions to a mortgage broker. With over 19 million homeowners currently living in manufactured homes, this program is quickly becoming one of the most popular in helping buyers achieve the American Dream. Our lending requirements for manufactured homes are designed to help qualified borrowers buy a home they can both afford and love.
The majority of our customers live in mobile home parks and leased lot manufactured home communities. JCF Lending Group offers Utah mobile home financing for used and/or pre-owned manufactured & mobile homes. We are a home only Utah lender, providing manufactured & mobile home financing for homes not attached to real property by way of deed or title.
Manufactured Home Purchase
As an example, a 10 or 20 Percent Down will offer a Better Rate than 5 Percent Down. The best Utah manufactured home financing rate can be obtained in most cases at a 15 year term. Considering buying a new manufactured home, modular home, or prefabricated home in the vast state of Utah? Known as the Beehive State, Utah borders with New Mexico, Arizona, Nevada, Idaho, Wyoming, and Colorado.
As an example, a 10 or 20 percent down will offer a better rate than 5 Percent Down. Our terms vary from 7 years to 25 years, depending on the program you choose. The best Utah manufactured home financing rate can be obtained in most cases at a 15 year term .
UTAH MOBILE HOME
An appraisal is required if we do not have the value using the above method. Appraisals take into account recent sales from the same community, and surrounding area to determine the market value. The manufacturedor mobile homes that we can finance in Utah are considered personal property, not real property and/or real estate.
We are confident that you will find our rates to be more attractive! In fact, with most manufactured Home loans, you will be pleased to find that our program rates compare closely to the rates for a traditional home. Need Utah manufactured home refinancing - By adjusting your current Interest Rate and the number of remaining loan payments, many things can be accomplished. Reduced monthly payments and thousands of dollars of savings are a few of the possible benefits of Utah manufactured home refinancing or that low rate Utah manufactured home mortgage. JCF Lending Group finances mobile homes, broken into three categories, manufactured homes, modular homes and park "RV" models.
Can I refinance mobile home loans in Utah?
Our Staff will quickly ascertain whether Utah Mobile Home Refinancing will be beneficial. We also have "Live Help" operators standing by 24/7, helping both existing and new customers get the answers to the questions they may have, all in real time. Triad Financial Services, Inc. is one of the oldest and most trusted lenders in the manufactured home industry with over 5... We work hard to help find the perfect loan solution that meets each buyers unique needs. Transported directly from the manufacturer to the site where it will be financed. For example, USDA’s lending partner Metroplex Mortgage Services Inc. is working with the agency to ensure people in rural Florida, Texas, Tennessee and Alabama have a place to call home.
Cash-out refinancing can get you the funds you need to make home improvements, pay for college or for other important needs. President Sean Stephens said the company recently helped a single mother buy a new manufactured home with the Combination Construction-to-Permanent Loan Program. She was able to qualify due to the no-money-down requirement and the flexibility of the program.
Utah home sales normally take 2-3 weeks, depending on if an appraisal is required. Keeping the communication channels open with your loan officer can normally always expedite the finance process. Your Utah loan officer will provide you with a list of items, called stipulations, that we will need you to fax or email to us. Once we have these items and your appraisal/inspection has been completed and cleared, we will be ready to close your Utah mobile home financing loan. Nce the Manufactured home loan is approved, the amount of the down payment determines the interest rate offered. Once your Utah Mobile Home loan is Approved, the amount of the Down payment determines the Interest Rate offered.
Escrow is handled internally by our office, where we do all functions from titling the home, to cutting disbursement checks to realtors, if applicable, and to the seller. All persons applying must live in the home with the exception of vacation homes. Needs to review the security of your connection before proceeding. We are a full-service mortgage company headquartered in Chandler, Arizona.
In 1999 Cascade Financial Services began offering conventional financing terms that were previously unavailable to buyers ... By pressing "Get Contacted" you agree that manufactured housing professionals may call, text, or email you a quote, request more information about your inquiry, and/or to discuss financing options. This comparison is not permitted where disallowed by state law, including but not limited to any real property mortgage loan in states that disallow it without a license.
T JCF Lending Group our end goal is to personalize each financial need to each customers situation. Whether you are selling or buying a manufactured home or refinancing your current Utah manufactured home, our experienced staff is ready to help. Whether you are selling or buying a manufactured home or refinancing your current Manufactured home, our experienced staff is ready to help. Need Utah Mobile Home Financing - Whether you are considering buying a Used Mobile Home or buying a New Manufactured Home, JCF Lending Group will find a mobile home loan that's right for you. The type of Mobile Home loan received depends of several different factors. The Year of the Mobile Home and Current Value is a strong factor as is the Credit of the Applicant and the Monthly Income.
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